Opps

So I fell off my bandwagon last week. Badly!!!


I went shopping with all three kids, in the afternoon. Which is always a mistake. Ended up with three toys that they did not need. However because they choose them, they played with them for three days instead of the usual 3 hours.

Instead of feeling guilty, and hating myself for not sticking with my 'plan', I have just accepted that it is what it is, and jumped on board again. And I am happy to report that I still have $5 left for this weeks budget and have not bought anything extra. We did fail our initial budget though. I am embarrased to state how much we have failed this month, but they say to change one must be brutally honest about their shortcomings. So here it is, all in black and white.

In cash I had $600 to last the month of June. I now only have $5 left.
Bank account we had $200 in it, we are now $25 overdrawn.
Credit card, had a balance of $0, it now is at $230.
So in total we have overspent $405. Ouch!!
Now here comes the not so bad part. I get paid today, so usually this is where I restart my month, I was just trying not to live pay check to pay check. And because I had no balance on the cc, I don't have to pay any interest on it. I won't have to pay the $230 until the end of July, so hopefully I can do better next month.